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    'Ain't nothing worse than dyin' poor'

    Last updated 1 year ago

    A sudden week of wealth destruction gets a fella to thinking. We are all riding this roller coaster. Conflicting reports, cross currents, good news/bad news, and skies whose clouds have dark linings.

    A country, our country, the United States of America, has two political parties who apparently can’t agree on anything. How can we depend on the collective action of 17 countries in the Euro-zone to solve their problems? How long have we known that a chain is only as strong as its weakest link? We know gravity prevails, and ultimately, Greece probably fails, notwithstanding the attempts of a fairly strong German economy. This post bubble deleveraging period has become remarkably fragile. The American job machine is broken. We cannot expect large businesses to hire. They have learned over the last three years to trim their costs, and become more efficient. Discipline will do that to a man (I know I should say ‘person’, however, it loses the vintage stoicism of Clint’s spaghetti westerns). Small businesses, the worst hit by this recession, have disappeared. They need to come back, others need to grow. People need to come through the door....Read more

    2011 Federal Tax Credits for Consumer Energy Efficiency

    Last updated 1 year ago

    What is included in the Tax Credit? Tax Credit:

     10% of cost up to $500 or a specific amount from $50 - $300

    Expires:December 31, 2011

    Details:Must be an existing home & your principal residence. New construction and rentals do not qualify.

     

    Tax Credit:30% of cost with no upper limit

    Expires:December 31, 2016

    Details:Existing homes & new construction qualify. Both principal residences and second homes qualify. Rentals do not qualify.

     

    Tax Credit:Credit Details: 30% of the cost, up to $500 per .5 kW of power capacity 

    Expires:December 31, 2016

    Details:Existing homes & new construction qualify. Must be your principal residence. Rentals and second homes do not qualify.

    Head over to the Energy Star web site for more information on each tax credit and for instructions on how to file.

    Whether you are interested in selling, looking to purchase or just want to get away from it all and find the perfect summer getaway, our team of licensed real estate agents and brokers are here to help answer your questions and assist you in reaching your goals. Call us in the office at 401-364-6700 or visit us online today  at www.propertiesunltd.com.

    What You Should Know About Purchasing Homeowner's Insurance

    Last updated 1 year ago

    When purchasing a new home, you will need to have proof of your homeowner's insurance at closing. Why do you need insurance? Your policy will protect your home and personal property. Even if you are renting, you'll need insurance to protect your furniture and other personal property. And everyone needs protection against liability for accidents that injure other people or damage their property.

    Check out these resources to help with the process of choosing the right policy:

    National Association of Insurance Commissioners:10 Things You Should Know About Purchasing Home Insurance

    1. You Need Home Insurance
    2. Decide How Much Coverage You Need
    3. Compare Deductibles
    4. Replacement Cost or Actual Cash Value?
    5. Shop Around Before You Buy
    6. Ask Your Agent About Discounts
    7. Basic Coverages Available
    8. Where to Shop
    9. Read Your Policy Carefully
    10. Review Your Home Insurance Needs Every Year

    State of Rhode Island Department of Business Regulation: Licensed and Approved Insurance Companies

    Whether you are interested in selling, looking to purchase or just want to get away from it all and find the perfect summer getaway, our team of licensed real estate agents and brokers are here to help answer your questions and assist you in reaching your goals. Call us in the office at 401-364-6700 or visit us online today  at www.propertiesunltd.com.

    We've made enhancements to our web site!

    Last updated 1 year ago

    We've made some changes to our web site to make finding the perfect property even easier. Whether you are looking to buy, sell or rent our site is designed to help!

    Interested in Selling? Look through recent sales in our area to help you understand current real estate market trends.

    Looking to Purchase? Check out available properties currently on the market.

    Want to get away from it all?  Use our new enhanced rental search engine to find the perfect summer beach rental.

    Visit us online today at www.propertiesunltd.com.

    Our team of licensed real estate agents are here to help answer your questions and assist you in reaching your goals. Call us in the office at 401-364-6700.

    URI researchers: Hurricane Irene Caused Less Coastal Erosion Than Feared

    Last updated 1 year ago

    URI researchers: Hurricane Irene Caused Less Coastal Erosion Than Feared

    In a news release issued by the University of Rhode Island Wednesday, experts claim beaches lowered by four feet.

    Beaches in Narragansett, South Kingstown and Charlestown were lowered by about four feet due to the erosion of sand by Hurricane Irene, but a researcher at the University of Rhode Island said that beach erosion was considerably less than had been feared....Read more at Patch.com

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